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Stage 3: Expand, strengthen, and scale Card infrastructure for Kusama.

inBig Spender
20 days ago
Rejected

Screenshot 2026-01-21 at 10.22.55 PM.png

Our vision

To make moving, saving, and programming money in stablecoins as easy as integrating a single line of code, using the Kusama network as the default ledger for the next generation of fintechs and marketplaces.

Summary

Bloque is a unified SDK to embed stablecoin into digital products. With a few lines of code, teams ship wallets, local rails, global payouts, virtual accounts, cards, and swaps, bridging DeFi potential for builders who understand customer pains. Meanwhile, we absorb the complexity while safeguarding value in the Kusama Hub.

This Stage 3 request is a targeted engineering and operations scale-up to keep current production reliable and expand capability: retain the core team, add backend capacity, and extend spend support beyond dUSD to local tokens (e.g., COP, MXN, BRL) so Kusama can capture real-world commerce denominated in local currencies.

The funding request is $90,000 for 6 months ($3,000 × 5 team members × 6 months).

Update

We started paying back the Treasury this week: 0.2% per transaction, with every day payments, That means we’re the only project generating stablecoin revenue in the entire ecosystem, and we’re going to help make Kusama self-sufficient. (What an exciting moment!) 🚀

https://assethub-kusama.subscan.io/account/F3opxRbN5ZbjJNU511Kj2TLuzFcDq9BGduA9TgiECafpg29?tab=transfer

Previous Proposals:

  1. Stage 1: Setup licenses and launch debit card: https://kusama.subsquare.io/referenda/499
  2. Stage 2: 20k physical cards helped us to sign our new fintechs and marketplaces https://kusama.subsquare.io/referenda/568
  3. Stage 3: This proposal focuses on strengthening our infrastructure, retaining key talent, and continuing to build a platform that makes the Kusama Hub the place where fintechs, banks, and marketplaces come to launch stablecoin financial products.

Customers

We're now the financial backend for: ColocaPayments (LatAm e-commerce payments), Tikin (LatAm payroll/rewards), Beu (creator economy marketplace), and TravelSaverz (travel marketplace). We project ~$3M monthly payment volume as they ramp.

SDK

We've already have a functional product that's used by our clients, we are an efficient team of predominantly coders and a sales/compliance member.

SDK:

  • Documentation: https://docs.bloque.app/en
  • SDK (js): https://github.com/bloque-app/sdk
  • SDK (payments): https://github.com/bloque-app/payments
  • SDK (java): https://github.com/bloque-app/sdk-kotlin

APIS:

  • swaps: https://api.bloque.app/docs/swap
  • origins: https://api.bloque.app/docs/origins
  • ledger: https://api.bloque.app/docs/ledger
  • compliance: https://api.bloque.app/docs/compliance
  • payments: https://api.bloque.app/docs/payments

Real time metrics

Screenshot 2026-01-21 at 10.31.57 PM.png

For the first time ever, you can watch end-customer spending flow through the Kusama Hub, live. Our SDK ships virtual cards, US ACH virtual accounts, EVM wallets (starting with Polygon), Bancolombia rails, and payment links, while everything ultimately settles on Kusama AssetHub.
https://metrics.bloque.app/

Personal Note

I’ve been coding nonstop for months, Monday through almost every Sunday, to keep us moving forward. I’m honestly exhausted and starting to burn out. We’re at a point where extra hands aren’t a “nice to have,” they’re what will let us keep growing and actually make this happen.

git-wrapped-s0c5.png

My code talks for me, thanks for taking the time to consider this proposal, I really appreciate it.

Full Proposal Here

Comments (4)

14 days ago

I think bloque deserves a close look before blindly defending treasury funds by default. What they do and plan to will benefit Kusama like very few other projects. Self-custodial debit cards can bring Kusama into everyday lives. Due to their geographical focus I wasn't able to test their solution myself yet, but I'm looking forward to their next step to expand virtual card issuance globally. With respect to this vision, the ask seems very modest to me.

14 days ago

Encointer is planning a collaboration with bloque and we think our Encointer communities in Nigeria and Tanzania will benefit greatly. Off-boarding tokens to mobile money is a crucial missing piece in Africa. The UX to get e.g. USDC from Kusama to M-Pesa mobile money is still awkward and requires deep technical knowledge as well as trusted intermediaries. Self-custodial virtual debit cards on Kusama would be a game changer and likely lead to greater adoption in the region.

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